Group Health Insurance

Empower your employees and elevate your business

Invest in your workforce

Your employees are one of your greatest investments, and their well-being directly impacts your company’s success. At Your Forever Agency, we specialize in providing group health insurance plans for businesses that not only protect your team but also enhance job satisfaction, productivity, and retention. By offering comprehensive and cost-effective health insurance solutions, you give your business a strategic advantage in recruiting and retaining top talent. Let us help you find the perfect group health insurance plan that aligns with your company’s goals and supports your employees’ health and happiness.

Don’t risk the well-being of your employees and business

Increased turnover rate

Without competitive health insurance benefits, your company risks losing valuable employees to competitors who offer better coverage.

Reduced productivity

Employees who lack proper health coverage are more likely to miss work due to illness or stress. 

Higher health costs

Failing to invest in health insurance can lead to higher overall healthcare costs for both the company and its employees.

Explore our group health insurance options

Boss reviewing group health insurance options

Major medical plans

We partner with all major carriers to offer a variety of major medical plans, including HMO and PPO options. These plans provide extensive coverage without pre-existing condition clauses, making them a robust choice for your employees. Whether your team prefers the flexibility of a PPO or the cost-efficiency of an HMO, we’ll help you select a plan that meets your company’s needs and budget.

Self-funded/Level-funded plans

For companies looking to manage healthcare costs more effectively, self-funded and level-funded plans offer a viable solution. These plans mimic traditional major medical plans but can result in significant savings by utilizing smaller networks. They provide the flexibility of PPOs or HMOs while giving you more control over your company’s healthcare spending.
Business owners review self funded health insurance
Additional supplemental coverage options fill any cracks in health insurance coverage

Additional coverage options

In addition to standard health insurance, we offer a range of supplemental options to ensure your employees are fully protected. This includes critical illness coverage, accident insurance, disability income plans, dental and vision coverage, and more. These add-ons can be employer-paid or employee-elected, providing flexibility in how you structure your benefits package. Offering these additional options not only enhances your employees’ overall benefits but also shows your commitment to their well-being.

Strategic advantages

Providing a comprehensive health insurance plan is more than just a benefit—it’s a strategic investment in your company’s future. Here’s why partnering with Your Forever Agency for your group health insurance needs is the smart choice:

  • Enhanced Employee Retention: Competitive health benefits are a key factor in keeping your top talent happy and engaged.
  • Increased Productivity: Healthy employees are more focused, less stressed, and more productive.
  • Cost Management: Well-structured group plans help manage and reduce overall healthcare costs for your business.
  • Attractive Recruitment Tool: Stand out in the job market by offering top-tier health benefits that attract high-caliber candidates.

How we secure your group coverage

1.

Consultation and needs assessment

We begin the process with a comprehensive consultation designed to delve deep into the unique aspects of your business. This isn’t just a cursory review; we take the time to thoroughly understand your company’s specific needs, including the size of your workforce, the nature of your industry, and the health benefits most valued by your employees. During this stage, we’ll also explore your budget constraints and long-term goals for employee retention and satisfaction. This holistic understanding enables us to identify potential challenges and opportunities within your current benefits structure, ensuring that the group health insurance plans we recommend are not only cost-effective but also strategically aligned with your business objectives. By the end of this consultation, you’ll have a clear picture of the options available and how they can enhance both your employee well-being and your company’s competitive edge.

2.

Plan comparison and customization

After completing the needs assessment, we present you with a carefully curated selection of group health insurance options. These options are specifically chosen based on the insights gained during our initial consultation. We don’t just hand you a list of plans—we take the time to walk you through each one, explaining in detail the benefits, limitations, and costs associated with every option. Our goal is to ensure that you fully understand how each plan works, including network coverage, premium structures, and any additional features that might be of value to your employees. We then work collaboratively with you to customize the chosen plan, tailoring it to address your company’s specific needs and preferences. This might involve adjusting coverage levels, incorporating supplemental insurance options, or structuring the plan to offer maximum flexibility to your employees. 

3.

Implementation and ongoing support

This step is critical in ensuring that the transition to the new plan is smooth and efficient for both you and your employees. We handle all aspects of the implementation, from coordinating with the insurance provider to managing the logistics of employee enrollment. Our team ensures that your employees understand their new benefits, how to enroll, and how to make the most of their coverage. We believe in building lasting relationships, which is why we offer ongoing support to help you manage your group health insurance plan as your business evolves. Whether you need to adjust coverage, address employee questions, or navigate changes in the insurance landscape, we’re here to provide continuous guidance and assistance. This ensures that your plan remains relevant, effective, and beneficial over time.

Your partner in protecting what matters

At Your Forever Agency, we’re more than just insurance providers—we’re your partners in creating a healthier, happier, and more productive workplace. Our expertise in group health insurance, combined with our personalized approach, ensures that you get the most value for your investment. We’re committed to supporting your business by offering comprehensive and cost-effective health insurance solutions that make a real difference in the lives of your employees.

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    Don’t wait to protect your greatest asset—your employees. Contact us for a free consultation, or start your group insurance quote now to explore the options that best fit your business needs.

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    FAQ

    We offer a variety of plans including major medical, self-funded, and level-funded options, tailored to meet the needs of your business and employees.

    These plans allow businesses to manage healthcare costs more effectively by using smaller networks while offering the flexibility of traditional PPO and HMO plans.

    Yes, we offer a range of supplemental insurance options, including dental, vision, disability, and more, which can be tailored to fit your benefits package.

    Group health insurance helps with employee retention, productivity, and overall job satisfaction, while also managing healthcare costs for the company.

    Contact us or schedule a consultation where we’ll assess your needs and recommend the best plan options for your business.

    Yes, employees often have the option to add supplemental coverage to their base plan, providing flexibility to meet their individual needs.

    We offer ongoing support, including employee education, plan management, and adjustments as your business evolves.

    By reducing absenteeism, improving employee retention, and managing healthcare costs, group health insurance is a smart financial investment for your business.

    Yes, offering group health insurance can provide tax benefits for your business, including deductions and credits.

    We assist with the enrollment process, ensuring that your employees understand their options and can make informed decisions about their coverage.

    Have insurance questions?