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Medicare

Simplify your Medicare choices

Personalized support

Medicare can be complex, but you don’t have to navigate it alone. At Your Forever Agency, we specialize in helping you understand the ABC’s of Medicare so you can make informed decisions that best meet your healthcare needs. Whether you’re new to Medicare, considering a change in your plan, or exploring additional coverage options, our expert agents are here to guide you every step of the way. We partner with top insurance carriers to offer comprehensive Medicare plans that provide the coverage you need at a price you can afford. Let us help you find the perfect Medicare solution that gives you peace of mind and security.

Don’t let confusion lead to unnecessary costs

Coverage gaps

Without the right Medicare plan, you could face significant out-of-pocket expenses that standard Medicare doesn’t cover.

Missed deadlines

Missing key Medicare enrollment periods can result in penalties and delayed coverage.

Inadequate coverage

Without a proper Part D plan, you may not have sufficient coverage for your medications, leading to high out-of-pocket costs. 

Explore our Medicare coverage options

Medicare Part A and Part B provide essential coverage for patients

Medicare Part A & B (Original Medicare)

Medicare Part A and Part B form the foundation of your Medicare coverage, providing essential hospital and medical insurance. Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. Part B covers outpatient care, preventive services, and medical supplies. While Original Medicare offers broad coverage, it doesn’t cover everything—like most prescription drugs, dental, vision, or hearing. Understanding what’s included and what’s not is crucial, and we’re here to help you navigate these choices.
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Medicare Advantage (Part C) Plans

Medicare Advantage Plans, also known as Part C, offer an all-in-one alternative to Original Medicare. These plans are provided by private insurance companies and combine Part A and Part B coverage, often including additional benefits like prescription drug coverage, dental, vision, and wellness programs. Medicare Advantage plans typically feature a network of doctors and healthcare providers, which helps manage costs. If you’re looking for a plan that provides comprehensive care with extra benefits, Medicare Advantage might be the right choice for you.
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Senior couple taking advantage of Medicare part C
Patient talking to a doctor about Medigap insurance

Medicare Supplement (Medigap) Plans

Medigap plans are designed to work alongside Original Medicare, helping to cover the costs that Medicare doesn’t, such as co-pays, deductibles, and coinsurance. These plans offer additional financial protection, especially if you require frequent medical services or have significant healthcare expenses. With various plans available, each offering different levels of coverage, we’ll help you choose the Medigap plan that best fits your needs and budget.
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Medicare Part D (prescription drug coverage)

Medicare Part D provides prescription drug coverage to help manage the cost of your medications. This coverage is essential if you take regular medications and want to avoid high out-of-pocket expenses. Each Part D plan has its own formulary, or list of covered drugs, so it’s important to choose a plan that covers the medications you need. We’ll guide you through your Part D options, ensuring that your prescriptions are fully covered and that you have peace of mind regarding your medication expenses.
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Pharmacist in pharmacy with senior couple

Medicare solutions

Navigating Medicare can be overwhelming, but with Your Forever Agency, you’re never alone. We provide personalized support and expert guidance to help you choose the best Medicare plan for your needs. Here’s why our clients trust us:

  • Comprehensive Coverage: We ensure that your Medicare plan covers all your essential healthcare needs, leaving no gaps.
  • Tailored Solutions: We customize our Medicare recommendations to fit your unique health situation and budget.
  • Expert Guidance: Our agents stay up-to-date with Medicare regulations and options, providing you with accurate, timely advice.
  • Peace of Mind: With the right Medicare plan, you can focus on enjoying life, knowing that your healthcare is in good hands.

How to get started with Medicare

1.

Consultation and coverage review

We begin with a personalized consultation to understand your healthcare needs and current coverage. We’ll review your existing Medicare or insurance situation and identify any gaps or areas for improvement. This comprehensive review ensures that we recommend the most suitable Medicare options tailored to your health needs and financial goals.

2.

Plan selection and customization

After understanding your needs, we present you with a range of Medicare options. We’ll explain the benefits and limitations of each plan, helping you to choose the one that best fits your healthcare requirements and budget. Whether you need a comprehensive Medicare Advantage plan or a Medigap policy to supplement Original Medicare, we’ll customize your plan to ensure it aligns with your unique situation.

3.

Enrollment and ongoing support

Once you’ve selected your Medicare plan, we assist with the enrollment process, ensuring that everything is completed correctly and on time. Our support doesn’t end there—we provide ongoing assistance to help you manage your plan, make any necessary changes during enrollment periods, and ensure your coverage remains up-to-date as your needs evolve.

Your trusted partner in Medicare coverage

At Your Forever Agency, we are committed to making Medicare simple and accessible. Our personalized approach, with our knowledge of Medicare options, ensures that you get the best possible coverage. Whether you’re new to Medicare or looking to optimize your existing plan, we’re here to guide you through every step, providing the peace of mind that comes with knowing your healthcare is in expert hands.

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    Ready to Find the Right Medicare Plan?

    Don’t let Medicare confusion hold you back. Contact us for a free consultation, or start your Medicare quote now to explore your options and secure the coverage that best fits your needs.

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    FAQ

    Medicare Advantage (Part C) combines Part A and Part B coverage into one plan and often includes additional benefits, while Original Medicare is the traditional government-provided plan covering basic hospital and medical services.

    If you want to cover the costs that Original Medicare doesn’t, such as co-pays and deductibles, a Medigap plan can provide valuable additional coverage.

    Medicare Part D covers prescription drugs, helping to reduce your out-of-pocket medication costs. Each plan has its own formulary, so it’s important to choose one that covers your prescriptions.

    You can enroll in Medicare during your Initial Enrollment Period, which starts three months before your 65th birthday and ends three months after, or during the Annual Enrollment Period from October 15 to December 7 each year.

    Missing your enrollment period can result in penalties and delayed coverage. We can help you understand your options and avoid these costly mistakes.

    Yes, you can switch your plan during the Annual Enrollment Period or if you qualify for a Special Enrollment Period due to certain life events.

    Medicare is a federal program providing healthcare for those 65 and older or with certain disabilities, while Medicaid is a state and federal program that assists with medical costs for those with limited income.

    Our agents will help you compare your options and select the plan that best fits your healthcare needs and budget.

    There are programs available to help with Medicare costs, such as Medicaid or Medicare Savings Programs, and we can assist you in determining your eligibility.

    Contact us today or schedule a consultation, or start your online quote now to find the best Medicare plan for your needs.

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