Small Business Insurance

Starting your own business can be difficult

Coverage for 1099, when you don’t have enough people to make a group

As an entrepreneur, you have a lot on your plate, and health insurance shouldn’t add to your worries. At Your Forever Agency, we specialize in providing entrepreneurs with tailored health insurance solutions that go beyond basic coverage. Our offerings are designed to protect you, allowing your business to thrive. Whether you’re just starting out or looking to expand your benefits package, we’re here to help you find the right health insurance plan that meets both your needs and budget. Let us support your business with health insurance solutions that provide peace of mind, allowing you to focus on growth and success.

Don’t let health insurance gaps harm your business

Employee concern

Lacking proper health insurance leaves you wondering, “What will I do if something happens?”

Increased absenteeism

Employees without proper health coverage are more likely to miss work due to untreated illnesses.

High turnover costs

Failing to find an adequate plan can take your focus off of growing your business.

Explore our plans specifically designed for the 1099 employee

Cheerful small business owners reviewing health insurance options with advisor
Group Health Insurance is available when your 2 owners or an owner an employee, but what about when it’s just you?  We offer plans PPO plan options, with different networks to ensure you have access to the healthcare you need. These plans cover a wide range of services, from routine check-ups to emergency care, helping you focus on your business, not your health plan.

Health savings accounts (HSA) plans

Health Savings Accounts (HSAs) offer a tax-advantaged way for you to save for medical expenses. Paired with a high-deductible health plan, HSAs allow you to contribute pre-tax dollars, which can be used to cover qualified medical expenses. HSAs are owned by the individual, meaning they keep the savings even if they change jobs, making this a highly attractive benefit.
Small business owner secures her finances with HSA insurance
Small business owner uses her vision insurance

Dental and vision insurance

Dental and vision coverage are essential components of a comprehensive health benefits package. We offer plans that service you or you and your family, providing flexibility in how you structure your benefits. These plans cover routine exams, treatments, and corrective procedures, ensuring your employees maintain their overall health and well-being.
Supplemental health insurance, including critical illness and accident coverage, provides an extra layer of protection for you. These plans offer financial assistance in the event of serious health issues, such as heart attack, stroke, or injury, helping your employees cover out-of-pocket expenses. Offering supplemental insurance enhances your benefits package, making sure you can concentrate on running your business.
Small business owner reviews supplemental health insurance options

Invest in your business

At Your Forever Agency, we understand that the health and happiness you and your family  are directly tied to the success of your business. That’s why we offer tailored health insurance solutions that provide comprehensive coverage and peace of mind. Here’s why our clients trust us:

  • Comprehensive Protection: We cover all aspects of health, from medical to dental and vision, ensuring your employees have access to the care they need.
  • Tailored Solutions: Our health insurance plans are customized to meet the specific needs of your small business, so you’re offering exactly what your team values most.
  • Expert Guidance: Our knowledgeable agents help you navigate the complexities of health insurance, ensuring you select the best coverage for your business.
  • Long-Term Support: As your business evolves, we provide ongoing reviews and adjustments to keep your coverage aligned with your goals.

Get started with a plan catered to 1099 employees

1.

Consultation and assessment

We begin with a thorough consultation to understand your business operations, employee needs, and budget. We’ll assess your current health insurance coverage, if any, and identify any gaps that need to be addressed. This allows us to recommend the most suitable health insurance options tailored to your business.

2.

Plan selection and customization

After understanding your business’s needs, we present you with a range of health insurance options. We’ll explain the benefits and limitations of each plan, helping you to choose the one that best fits your operational requirements and budget. Whether you need a comprehensive group health plan or supplemental options, we’ll customize your plan to ensure it aligns with your business goals.

3.

Implementation and ongoing support

Once you’ve selected your health insurance plan, we assist with the application and implementation process, ensuring that your coverage is active and effective. Our support doesn’t end there—we provide ongoing assistance to help you manage your policy as your business grows, offering updates, reviews, and adjustments as needed to keep your coverage aligned with your evolving needs.

Your partner in protecting your small business

At Your Forever Agency, we understand the unique challenges faced by small businesses. Our personalized approach and commitment to your long-term success ensure that you receive the best possible insurance coverage. Whether you’re just starting out or looking to expand, we’re here to guide you through the process, providing peace of mind and financial security every step of the way.

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    FAQ

    Group Health Insurance provides medical coverage to your employees under a single policy, offering essential health benefits like doctor visits, hospital stays, and prescription drugs.

    HSAs are tax-advantaged savings accounts that allow employees to save pre-tax dollars for medical expenses, paired with high-deductible health plans.

    Yes, dental and vision insurance can be offered as part of your health benefits package, providing coverage for routine exams and treatments.

    Supplemental health insurance includes additional coverage options like critical illness and accident insurance, offering financial protection for serious health issues.

    Our agents will help you assess your employees’ needs and recommend the best health insurance options tailored to your business’s unique needs.

    Yes, we offer customized health insurance solutions that fit your specific business requirements, ensuring you’re not paying for coverage you don’t need.

    We provide ongoing support and reviews to adjust your coverage as your business evolves, ensuring you’re always protected.

    The cost of health insurance depends on the type of coverage and the size of your business. We offer competitive options to fit different budgets.

    Offering comprehensive health insurance helps attract and retain top talent, as employees view these benefits as a crucial part of their overall compensation.

    Contact us today, schedule a consultation, or start your online quote now to find the best health insurance plan for your business.

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