Protecting what matters most
Beyond the basics
Life is full of unexpected twists, and sometimes standard health insurance isn’t enough to cover all your needs. At Your Forever Agency, we offer a range of supplemental health insurance plans designed to fill the gaps in your existing coverage. From Medicare Supplement plans to protect your retirement, to travel insurance that safeguards your adventures, we provide personalized solutions that give you peace of mind in every aspect of your life.
Don’t leave your health and finances vulnerable
Uncovered expenses
Without supplemental coverage, you could face significant out-of-pocket expenses that basic health insurance doesn’t cover.
Limited security
Failing to plan for retirement and long-term care can jeopardize your financial security in your later years.
Travel risks
Traveling without insurance can leave you exposed to high costs in case of emergencies abroad.
Explore our supplemental insurance options
Medicare supplemental (Medigap) plans
Long-term care (LTC) insurance
Travel insurance
Secure your future
Supplemental health insurance offers an extra layer of protection that standard plans don’t provide. By choosing Your Forever Agency, you gain access to:
- Comprehensive Coverage: Fill the gaps in your existing insurance and protect against unforeseen costs.
- Personalized Solutions: Tailored plans that fit your unique needs and lifestyle.
- Financial Security: Ensure your long-term financial well-being with additional coverage options.
- Peace of Mind: Travel, retire, and live with confidence, knowing you’re fully protected. Supporting Evidence: Include testimonials from clients who have benefited from supplemental insurance, highlighting the peace of mind and financial security these plans provide.
How we secure your supplemental coverage
1.
Initial consultation
During this personalized consultation, we’ll dive deep into your current insurance situation, exploring the coverage you already have and identifying any areas where additional protection might be necessary. We take the time to listen to your concerns, understand your financial goals, and discuss any specific health risks or life changes that could impact your coverage needs. We focus on getting to know you, your lifestyle, and your long-term plans so that we can tailor our recommendations to fit your unique circumstances. By the end of this consultation, you’ll have a clear understanding of any gaps in your coverage and how supplemental insurance can provide the security and peace of mind you deserve.
2.
Plan selection and customization
After thoroughly understanding your needs, we present you with a range of supplemental insurance options, each designed to address the specific gaps identified during our initial consultation. We’ll walk you through the details of each plan, explaining the benefits, costs, and how each one complements your existing insurance. Our goal is to ensure you have a comprehensive understanding of your options so you can make an informed decision. But we don’t stop there—your life and needs are unique, so we customize the chosen plan to align perfectly with your current situation and future goals. Whether it’s adjusting coverage levels, adding riders for specific risks, or coordinating with your primary insurance, we tailor every aspect to create a seamless and effective coverage solution that fits you perfectly.
3.
Enjoy comprehensive coverage
With your supplemental insurance plan selected and customized, you can now enjoy the peace of mind that comes with comprehensive protection. But our service doesn’t end with the signing of your policy. We continue to be your partner in ensuring that your coverage evolves with you. Life is full of changes, and as your circumstances shift—whether it’s a new job, retirement, or a significant health event—we’re here to reassess and adjust your coverage as needed. Our ongoing support includes regular check-ins, updates on policy changes, and answers to any questions you might have about your coverage. This proactive approach ensures that your supplemental insurance always meets your needs, providing the security and confidence you need to focus on what truly matters in your life.
Our commitment to your complete coverage
At Your Forever Agency, we’re dedicated to providing more than just basic insurance—we offer comprehensive, tailored solutions that protect every aspect of your life. With our expert guidance, personalized approach, and unwavering commitment to your well-being, you can be confident that your supplemental insurance needs are met with care and precision. We’re here to ensure that you’re never left vulnerable, always supported, and have the coverage you need to live your life to the fullest, with peace of mind at every step.
I was referred to Kimberly by a friend when in need of Gap insurance. She is very knowledgeable, a great advocate and pleasantly responsive to my questions in a timely manner. I highly recommend her…
Read More
Cathy Phillips
KJ Martin is a truly exceptional find.
KJ cares about her clients and their needs.
We were looking for a health insurance policy that would cover all our needs without the huge monthly price tag. KJ s…
Becky Richardson
KJ came highly recommended in a local Facebook group. I was surprised to see just how many people were commenting her with such genuine praise! I reached out to KJ this month and she was able to quic…
Read More
Anna Mazisyuk
I was referred to KJ by a work colleague. The best referral I could have received! KJ is well educated in her market and knows how to guide and direct you when needed. She is always available for ques…
Read More
Diane Sokol
Finding health insurance used to give me major anxiety, and Kimberly changed that! Not only did she help me find a good plan, but her process took the stress away. Thank you.
Gunes Inan
KJ is so very patient! I knew I wanted to move from a COBRA plan but never seemed to have the time to really look at options. KJ stayed in touch without being pushy and we finally got it set up. I kno…
Read More
Gretchen A. Ludwig
KJ is so helpful and truly had my best interest in mind when quoting and helping us select our health insurance. She was also very helpful when I had to file a claim and made sure that I had everythin…
Read More
Brenda Tosso
KJ has been a breath of fresh air in dealing with my Health Insurance needs. She was relentless in getting me the most value out of my healthcare expenses. She will be my forever agent and should be y…
Read More
Bruce Cohen
I honestly don’t know where I would be without KJ. After being laid off KJ was able to find me the best insurance for me and spent adequate time to make sure I understood all my benefits. KJ has answe…
Read More
Sam Schwartzstein
Secure your future today
Ready to enhance your coverage?
Don’t wait until it’s too late—ensure you’re fully protected with the right supplemental insurance. Contact us for a free consultation, or start your online quote now to explore your options.
Schedule a ConsultationGet a quoteFAQ
Medigap plans are designed to cover the costs that Medicare doesn’t, such as co-pays, deductibles, and more. They help provide comprehensive coverage and reduce out-of-pocket expenses.
Anyone over 65 or those with chronic or disabling conditions should consider LTC insurance to cover the costs of nursing home care, home health services, and more.
Travel insurance covers a range of costs, including trip cancellations, medical emergencies, lost documents, and other unexpected events while traveling.
If your current insurance doesn’t cover all your needs, supplemental insurance can fill those gaps and provide additional protection for your health and finances.
Yes, we can help you combine different plans, such as Medigap, LTC, and travel insurance, to create a comprehensive coverage package that fits your needs.
Annuities provide a steady income stream in retirement, helping to ensure financial stability throughout your later years.
Disability insurance provides income if you’re unable to work due to a disability, helping to protect your financial security during difficult times.
We offer PPO, Indemnity, and discount plans that cover a range of dental and vision needs, providing a fixed amount or a percentage of the costs.
Contact us today for a consultation, or start your online quote now to explore your options and find the perfect supplemental plan.
Travel insurance can be beneficial for both domestic and international travel, covering unexpected events like cancellations, emergencies, and lost belongings.