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Taking the Hell out of health insurance

Comprehensive health, life, and Medicare insurance services tailored to your unique needs

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Guiding you through life’s insurance needs
with expertise and care

Health insurance made simple

At Your Forever Agency, we specialize in providing a full spectrum of insurance services, from health and life insurance to Medicare and supplemental plans. As a concierge broker, we don’t just sell policies; we help you navigate the complexities of insurance, ensuring you find the best fit for your needs at the most competitive price. Whether you’re securing coverage for yourself, your family, or your business, we’re here to guide you every step of the way.

Don’t risk your future with
inadequate insurance coverage

Unexpected expenses

Without proper coverage, medical emergencies can lead to expenses, jeopardizing your financial security.

Loss of benefits

Failing to choose the right insurance can result in loss of crucial benefits, leaving you or your loved ones vulnerable.

Missed opportunities

Delaying your insurance decisions can lead to missed opportunities for better coverage options and lower rates.

Comprehensive insurance services tailored to your needs

Happy young loving couple sitting together with their health insurance advisor.

Individual & family health insurance

We offer a broad spectrum of individual and family health insurance plans designed to protect you against unexpected medical expenses. Whether you’re dealing with routine check-ups or facing major medical procedures, our plans ensure that you and your loved ones have the financial support needed. We partner with all major carriers, providing you with a diverse selection of options. Our experts work closely with you to assess your unique needs, helping you navigate the complexities of insurance to find the perfect plan. With our guidance, you can be confident that you’re receiving the most comprehensive coverage at the most competitive price, ensuring peace of mind for you and your family in every stage of life.
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Group health insurance

Your employees are the backbone of your business, and their health and well-being are crucial to your company’s success. Our group health insurance plans are designed not only to meet the regulatory requirements but also to provide exceptional value to your employees. Offering robust health benefits can be a decisive factor in attracting and retaining top-tier talent, and our plans are crafted with this in mind. We understand that every business has different needs, so we work with you to customize a plan that provides comprehensive coverage, from basic health services to more specialized care options. By ensuring your employees have access to quality healthcare, you’re investing in their productivity, satisfaction, and loyalty, which translates to long-term success for your business.
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Group health insurance offered to employees
Life insurance provides family security

Life insurance

Life insurance is more than just a policy; it’s a promise to protect your family’s financial future. We offer a variety of life insurance options tailored to meet your immediate and long-term needs, whether you’re looking to provide for your loved ones in the event of an untimely death or to build a financial legacy over time. Our experienced brokers take the time to understand your unique circumstances, guiding you through the selection process to ensure that you choose a policy that offers the right amount of coverage at every stage of life. As your needs evolve, we help you adjust your coverage, ensuring that your policy remains aligned with your goals. With our life insurance plans, you can have peace of mind knowing that your family’s future is secure, no matter what lies ahead.
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Client success stories

I was referred to Kimberly by a friend when in need of Gap insurance. She is very knowledgeable, a great advocate and pleasantly responsive to my questions in a timely manner. I highly recommend her…

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Cathy Phillips

KJ Martin is a truly exceptional find.
KJ cares about her clients and their needs.
We were looking for a health insurance policy that would cover all our needs without the huge monthly price tag. KJ s…

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Becky Richardson

KJ came highly recommended in a local Facebook group. I was surprised to see just how many people were commenting her with such genuine praise! I reached out to KJ this month and she was able to quic…

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Anna Mazisyuk

I was referred to KJ by a work colleague. The best referral I could have received! KJ is well educated in her market and knows how to guide and direct you when needed. She is always available for ques…

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Diane Sokol

Finding health insurance used to give me major anxiety, and Kimberly changed that! Not only did she help me find a good plan, but her process took the stress away. Thank you.

Gunes Inan

KJ is so very patient! I knew I wanted to move from a COBRA plan but never seemed to have the time to really look at options. KJ stayed in touch without being pushy and we finally got it set up. I kno…

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Gretchen A. Ludwig

KJ is so helpful and truly had my best interest in mind when quoting and helping us select our health insurance. She was also very helpful when I had to file a claim and made sure that I had everythin…

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Brenda Tosso

KJ has been a breath of fresh air in dealing with my Health Insurance needs. She was relentless in getting me the most value out of my healthcare expenses. She will be my forever agent and should be y…

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Bruce Cohen

I honestly don’t know where I would be without KJ. After being laid off KJ was able to find me the best insurance for me and spent adequate time to make sure I understood all my benefits. KJ has answe…

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Sam Schwartzstein

Kj made the insurance buying process so simple! Since (we) are self-employed, finding quality coverage at a reasonable cost for our family was nearly impossible on our own. On a last ditch effort, I c…

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Debra H.

KJ is very easy to talk to. Her expertise makes the confusion of insurance disappear. I like working with KJ to finalize my insurance decisions.

Maria H.

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    Your path to peace of mind

    1.

    Discover your options

    The first step in securing the right insurance coverage is understanding the options available to you. At Your Forever Agency, we begin by getting to know you—your current situation, your future goals, and the specific concerns you have about your insurance needs. This initial consultation is more than just a meeting; it’s a comprehensive discovery process where we actively listen to your concerns, ask the right questions, and gather all the necessary information to tailor our recommendations. We understand that insurance can be complex and overwhelming, so we break down the details in a way that’s easy to understand. We’ll explore the full range of options available across multiple carriers to identify the coverage that best fits your unique needs. 
    2.

    Choose the best fit

    After we’ve explored your options, the next step is to help you select the perfect plan that aligns with your needs and budget. Our experienced brokers will present you with a detailed comparison of plans from various carriers, highlighting the benefits, coverage levels, and costs associated with each option. We explain each aspect of the plan, from premium costs to deductibles, co-pays, and out-of-pocket maximums, ensuring you fully understand what you’re signing up for. We also consider any specific needs you may have, such as preferred doctors, hospitals, or prescription drugs, and how they fit into the chosen plan. Our goal is to remove the guesswork and provide you with clear, straightforward advice so that you can confidently choose the coverage that offers the best protection for you and your loved ones. 
    3.

    Enjoy lasting protection

    Once your insurance policy is in place, the real benefit comes from the lasting protection it provides. This step is about more than just having a piece of paper—it’s about the peace of mind that comes from knowing you’re prepared for whatever life may throw at you. With Your Forever Agency, you’re not just another policyholder; you’re part of our family. We stand by your side long after the paperwork is signed, offering ongoing support and service as your needs change over time. Should any life events occur—such as a new job, the birth of a child, or a health scare—we’re here to help you adjust your coverage to ensure you’re always protected. We also provide regular check-ins to review your policy and make any necessary adjustments, so you can rest easy knowing your insurance continues to meet your needs as life evolves.

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    Ready to Secure Your Future?

    Begin your journey towards comprehensive insurance coverage with our expert team guiding you every step of the way.

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    FAQ

    We offer a comprehensive range of insurance services including individual and family health insurance, group health insurance, life insurance, Medicare, and supplemental plans such as dental, vision, and accident insurance. We tailor our services to meet the unique needs of each client, ensuring you get the most suitable coverage.

    Getting started is easy! Simply contact us to schedule a consultation. During this meeting, we’ll discuss your specific needs and goals, provide personalized recommendations, and guide you through the selection process to find the best insurance plan for you.

    Our concierge service and access to all major carriers set us apart. We’re not just here to sell policies; we’re dedicated to educating you, helping you understand your options, and ensuring you get the best possible coverage. Our personalized approach means we’re with you every step of the way, from initial consultation to ongoing support.

    Yes, you can start your free quote right on our website. Our online quote process is simple and straightforward, designed to give you an initial idea of your coverage options. For a more detailed assessment, we recommend scheduling a consultation where we can provide personalized advice tailored to your specific situation.

    Customer service is a top priority at Your Forever Agency. We’re committed to providing quick, responsive, and personalized service to ensure that all your questions are answered and your needs are met. Whether it’s a quick question via email or a detailed discussion in person, we’re here to help.

    We understand that life changes, and so do your insurance needs. That’s why we offer ongoing support to help you adjust your coverage as needed. Whether you experience a life event like a new job, marriage, or retirement, we’ll work with you to update your policy so you’re always adequately protected.

    Yes, we specialize in providing small business insurance solutions that include group health insurance, liability insurance, and other coverage options tailored to protect your business and employees. We work with you to create a plan that meets the specific needs of your business, helping you safeguard your investment and attract top talent.

    Absolutely. We work with a wide range of carriers, many of which offer plans that cover pre-existing conditions. During your consultation, we’ll discuss your health history and find a plan that provides the coverage you need, ensuring that you’re not left vulnerable.

    It’s a good idea to review your insurance coverage annually or whenever you experience a significant life change, such as getting married, having a child, or changing jobs. Regular reviews help ensure that your coverage continues to meet your needs and that you’re not paying for coverage you no longer need.

    Our relationship with clients doesn’t end after the policy is signed. We provide ongoing support, including regular policy reviews, updates as your needs change, and assistance with any claims or questions you may have. We’re here to ensure that your insurance continues to serve you well throughout your life.

    Have insurance questions?